FinIQ
AI-Powered Financial Analysis

The story behind your numbers.

Financial statements tell an important story. FinIQ translates it — surfacing the insights that matter, the signals that need attention, and the questions worth asking. Written for leaders, trustees, and investors who want to understand the full picture.

No credit card · Results within minutes

Reclaim your time

Replace hours of manual analysis with a complete briefing in minutes — so you can focus on decisions, not data.

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Ask the right questions

Walk into any board meeting, committee, or leadership review with the questions that actually matter.

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Drive better outcomes

Make faster, more confident decisions grounded in rigorous financial analysis — and create real organisational value.

Built for board, governance, and leadership decisions

What is FinIQ?

Every board pack, every annual report, every set of management accounts carries decisions you're accountable for. And every time, there's a quiet worry: what am I missing?

Within minutes, you get a board-ready read on what the numbers support, where the risks sit, and the questions that will sharpen the room's thinking.

Stop wondering whether you've missed something or hoping someone else caught it. Start being the person in the meeting who saw it first.

Who It's For

Built for board, governance, and leadership decisions

FinIQ is built for the people who need to understand financial performance quickly, ask sharper questions, and make sound decisions — without hours of manual analysis.

So when the meeting starts, you already know where performance is strong, where pressure is building, and what questions need answers.

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Board Directors

"The board pack lands Friday afternoon. The meeting is Monday morning."

FinIQ gives you a fast, board-ready financial briefing with the key ratios, risks, and questions worth asking before you walk into the room.

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Senior Leaders & CEOs

"You're accountable for the numbers, even when finance isn't your background."

FinIQ explains what's happening in plain English — where performance is improving, where pressure is building, and what needs attention now.

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Audit, Risk & Governance Committees

"You need to see the signals clearly, not get buried in the statements."

FinIQ surfaces financial pressure points, unusual movements, and the areas where deeper challenge may be needed.

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Advisers

"You need to get to the important issues faster."

FinIQ provides structured analysis of performance, risks, and follow-up questions — so you can focus your time where deeper review adds the most value.

Get a decision-useful financial briefing in minutes — structured analysis, clear source-grounded signals, and the key questions worth asking next.

Built for your sector

FinIQ is sector-aware, but we do not treat every industry the same. Each sector is validated before we add it as supported coverage, so the ratios, insights, and board questions reflect how that sector actually reports and makes decisions.

Today, FinIQ has verified coverage for Schools in New Zealand (state and integrated), with more sectors being validated and added continuously.

When a filing sits outside a verified sector, FinIQ narrows the briefing, flags limitations, and avoids unsupported claims.

Want a sector added? Get in touch →

Your documents deserve serious protection.

They contain sensitive information — we treat them that way.

Files are temporarily stored during processing and deleted after analysis completes. Your results are private to your account. Document content is processed via Anthropic's API — Anthropic's policy does not use customer data for model training. We don't sell your data, share your results, or use your financials for anything other than producing your analysis.

What You Get

The financial story behind the numbers. Delivered in minutes.

FinIQ turns uploaded financials into a concise briefing built around verified figures, clear explanations, and honest disclosure when the source pack cannot support a claim.

Executive Summary with Verdict

Healthy, Caution, or Concern — a single clear verdict on financial health, with the reasoning to back it up. No more guessing what the numbers mean.

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Sector-Aware Ratio Context

A ratio means something different in a school than in a logistics company. FinIQ reads figures in sector context and, when the source pack does not support a fuller comparison, says so instead of stretching beyond the evidence.

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Macro View

Sector and region context appear when they are useful to the board read, and stay descriptive rather than padded with unsupported benchmarks.

Anchor Numbers

The numbers that hold the briefing together are surfaced clearly with consistent units, citations, and why-they-matter framing.

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Scope-Down Disclosure

If a figure, entity scope, or statement basis cannot be verified cleanly, the boundary is shown directly in the report rather than hidden behind vague caveats.

Board-Ready Questions

The questions a seasoned board member or senior leader would raise — sector-specific, entity-aware, and ready to use in your next meeting. Walk into any financial discussion prepared to probe, challenge, and understand.

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Verification Boundary Signals

When a figure or conclusion cannot be verified from the source pack, FinIQ marks the boundary clearly and withholds the claim rather than guessing.

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Interactive Q&A

Got a follow-up question? Ask it. FinIQ answers from the verified packet and tells you plainly when a figure or conclusion cannot be supported from the upload.

Analyse a Company Now →

No credit card · Results within minutes

How It Works

From upload to insight within minutes.

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Step 01

Upload

Upload a PDF or screenshot of financial statements — income statement, balance sheet, cash flow, or equity statement.

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Step 02

AI Analyses

Our AI extracts, classifies, and checks the financials against the source pack to build a verified briefing.

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Step 03

Board-Ready Report

Get insights, risk flags, board questions, and a complete executive summary within minutes.

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Pro Tips for Best Results

For best results, upload the complete annual report, board pack, or management report as a PDF. FinIQ is built to handle full documents — including annual reports, management reports, and board packs. For large files, keep under 20MB for best results.

Real Output

What every briefing contains

See it on your own numbers → — free, no credit card.

Every FinIQ briefing follows the same board-ready structure, built around verified figures and honest about anything the source pack can't support:

Verdict first

A plain-English Healthy / Caution / Concern call, with the three-sentence story behind it.

Sector metrics in context

The ratios that matter for your sector, with benchmark context.

Risks and signals

Where performance is strong, where pressure is building, and what warrants a closer look.

Board questions

Ready-to-use questions a seasoned director or senior leader would raise in the meeting.

Anchor numbers

The few figures the whole briefing rests on — each traced to the source.

Verification boundaries

When a figure or conclusion can't be verified from the source pack, FinIQ marks the boundary and withholds the claim rather than guessing.

The best way to see it is on your own report. Upload one set of financials and get your briefing in minutes — free, no credit card.

Analyse a Company Now →

No credit card · Results within minutes

Common Questions

Is FinIQ reliable?

FinIQ extracts directly from your financials and applies structured financial logic — not generic summaries. It answers with verified figures where possible and states clear gaps when the source pack cannot support a claim.

How accurate is the analysis?

FinIQ is designed around a simple rule: verified figure or honest gap. It uses the figures and source context available in your document, and when a claim cannot be supported cleanly it withholds it rather than guessing. As with any AI tool, we still recommend review before consequential decisions.

What can I upload?

Annual reports, management reports, board packs, and financial statements in PDF format. PDFs up to 20MB are supported. For best results, upload the complete document rather than individual pages.

Will it work for my organisation's sector?

Current validated launch coverage is Schools in New Zealand (state and integrated). Other sectors are being added deliberately rather than guessed into existence. If a filing falls outside validated scope or the source pack is too ambiguous to support a clean claim, FinIQ narrows the briefing visibly and tells you where the boundary is.

Is my data secure?

Uploaded files are temporarily stored during processing and deleted after analysis completes. Results are not sold or shared for marketing. Document content is processed by Anthropic's API to provide the service — Anthropic's policy does not use customer API data for model training. All processing uses encrypted connections via the Anthropic API.

Pricing

Board-ready briefings. Fraction of the cost.

Start free. Scale as you need. All prices shown in NZD.

Free

$0

1 analysis · No credit card

  • Full AI analysis
  • Executive summary
  • All outputs included
Start Free

Single

$19

1 analysis credit

  • Pay as you go
  • Never expires
  • All supported launch sectors
POPULAR

5 Pack

$79

$15.80 per analysis · save 17%

  • 5 analysis credits
  • Never expire
  • Interactive Q&A

10 Pack

$139

$13.90 per analysis · save 27%

  • 10 analysis credits
  • Never expire
  • Interactive Q&A

25 Pack

$299

$11.96 per analysis · save 37%

  • 25 analysis credits
  • Never expire
  • Interactive Q&A

Enterprise pricing available for firms and boards — contact us

Start analysing within minutes.

Upload your first set of financials and get a board-ready analysis within minutes — free, no credit card required.

Analyse a Company Now →

No credit card · Results within minutes

Disclaimer: FinIQ provides AI-generated financial analysis for informational purposes only and does not constitute financial, investment, legal, or accounting advice. The information provided should not be relied upon as a substitute for professional advice. Users are solely responsible for any decisions or actions taken based on this analysis. FinIQ makes no representations or warranties as to the accuracy, completeness, or suitability of the information and disclaims all liability arising from its use. See our Terms of Service →

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AI-assisted · Always review before decisions